First Home Buyers
Buying your first home is a big moment in life, full of excitement and rewards, though it can also present challenges. At Allymont, I am dedicated to providing a clear and straightforward path to homeownership, empowering you to feel confident throughout the process. With customized lending solutions, expert advice, and tailored support, I help first-time home buyers realize their dreams of owning a home. Together, we can turn your aspirations into reality.
How I Help First Home Buyers
1. Understand Your Borrowing Power
I take the time to understand your financial situation, lifestyle, and long-term plans. Together, we look at your borrowing capacity, ways to maximise your borrowing capacity, and how much you can comfortably afford, so you know exactly where you stand from the very start.
2. Maximise Your First Home Buyer Benefits
Navigating government grants and schemes can be confusing; I make it easy. Whether it’s the First Home Guarantee, Family Home Guarantee, or First Home Super Saver Scheme, I guide you through what you’re eligible for and help you make the most of it.
3. Tailored Home Loan Options
With access to a wide panel of lenders, I compare a range of first home buyer loans and recommend options suited to your unique circumstances. You’ll get clear, easy-to-understand explanations of rates, repayments, and features so you can make confident, informed decisions.
4. Step-by-Step Support to Settlement
From pre-approval to picking up the keys, I stay by your side to manage the paperwork, liaise with lenders, and keep the process running smoothly. You’ll have one point of contact, me, to guide you the whole way through.
What You Can Expect Working With Me
✅ Clear, step-by-step guidance throughout your journey
✅ Loan solutions tailored to your unique needs
✅ Support accessing grants, schemes, and incentives
✅ Available 7 days for questions and advice
✅ Australia-wide service, wherever you’re buying
Make your next step a confident one.
Reach out today for a friendly, no-obligation chat about how we can support your next move.
Frequently Ask Questions
Most lenders require a minimum deposit of 20% of the property’s purchase price. However, with options like the First Home Guarantee, you may be able to buy with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). I can help you assess what’s achievable based on your situation and guide you through the available schemes.
First home buyers in Australia may be eligible for grants & schemes such as the First Home Owner Grant, First Home Guarantee, Family Home Guarantee, and stamp duty concessions (depending on your state or territory). I will help you understand what you qualify for and assist you in applying for any grants or schemes that can reduce your upfront costs.
Your borrowing capacity depends on factors such as your income, expenses, savings, existing debts, and credit history. I will work with you to calculate a realistic borrowing limit and ensure we structure a loan that suits both your budget and future goals.
In addition to your deposit, you should budget for stamp duty, legal and conveyancing fees, building and pest inspections, and lender fees. I will provide a clear breakdown of all potential costs upfront, so there are no surprises along the way.
Yes. Securing pre-approval gives you a clear idea of how much you can borrow and strengthens your position when making offers on properties. I will handle the application process with the lender and explain what documents you’ll need, making the process as smooth and stress-free as possible.
0423 130 621 - mitchell@allymontfinance.com.au
Available 7 days a week. 8:30 am - 8:30 pm
Credit Representative Number: 567487 (ABN: 30 589 445 573) is authorised under Australian Credit Licence Number: 384704
Proudly partnered with Finsure Finance & Insurance Pty Ltd
Middle Technology Australia (ACL: 536443) (ABN: 99 649 575 315)
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